EXPATRIATES

EXPATRIATES

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The Expatriate Experience

The prospect of an expatriate posting can be very exciting. There is the thrill of living in a new country and a different culture, the ability to travel and see more of the world, and the opportunity to make new friends. What’s more, it can be very beneficial for your career to gain international experience.

At the same time, it can also be very daunting, especially when it comes to your financial arrangements. We are here to help you with the answers to all your financial planning questions in order to help protect, build and maximise your wealth for the future security of you and your family.

If you are an expat in Asia, or you’re about to relocate, you are likely to experience a significant change in your tax and financial position. There are many considerations such as; do you sell your property back at home or rent it out? What happens with your life cover, health and any other personal insurances? Have you saved enough in superannuation and other investments to serve you in retirement? Where will you live, what is the cost of living, and if you have children, where will they go to school? And, just as importantly, how will the overseas posting contribute to your future financial security?

Insider Tips

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Getting as much information as you can before moving, such as the tax system, banking, medical care, schools or buying a property, will help make your transition offshore more seamlessly. It’s important not to underestimate the cost of living in a lower tax jurisdiction – accommodation, healthcare, education and transport can cost significantly more than anticipated.

Whether you need help on how best to manage your money, understand how to plan for your future, grow your wealth, or find out about taxation, we’ve got the experience to guide you. Having a detailed financial plan from the beginning, with your goals firmly in sight, will make all the difference to your future financial security.

Insider Tips

1

Getting as much information as you can before moving, such as the tax system, banking, medical care, schools or buying a property, will help make your transition offshore more seamlessly. It’s important not to underestimate the cost of living in a lower tax jurisdiction – accommodation, healthcare, education and transport can cost significantly more than anticipated.

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Whether you need help on how best to manage your money, understand how to plan for your future, grow your wealth, or find out about taxation, we’ve got the experience to guide you. Having a detailed financial plan from the beginning, with your goals firmly in sight, will make all the difference to your future financial security.

How Can We Help?

Oreana Private Wealth is a leading provider of financial planning and investment solutions for expatriate clients living and working offshore. We believe that a disciplined approach to your financial management through a solid financial plan will aid in making your expatriate experience both fruitful and enjoyable.

If you are interested in maximising the financial benefits of your employment, then our advisors have the experience to help you enhance your wealth whilst overseas, along with access to other specialist advisors such as expatriate tax advisors. We can assist you with:

Advice Regarding Loans and Existing Assets

Financial Planning and Wealth Creation Strategies

Understanding Expat Tax and Its Impact on Your Retirement Funds

Protection – For You and Your Family

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Estate Planning – Wills and Powers of Attorney

Repatriation Planning

Our services are three-fold: we consider the requirements for departure from your home country; we assist once you are ‘on the ground’ and we will also work with you in preparation for repatriation well in advance of the time of your return home. Our aim is to relieve you of any potential financial worry and concern down the track and help provide you with peace of mind.

We Specialise in Australian Expat Advice

The more than 300,000 Australians who live overseas have a need for informed and knowledgeable advice with a global perspective. While abroad, it can be difficult to find advisors you can trust to live up to Australian standards of financial planning and advice.

Oreana Financial Services is a diversified investment and wealth management company with operations spanning both Asian and Australian markets. We are regional experts in advising Australian individuals and companies. A key differentiation is that we are licensed both in Australia and in local jurisdictions, giving our clients unparalleled access to a broader range of products and services.

We specialise in strategic financial planning and investment advice for Australian expatriates and are considered a leading provider of wealth management and financial advice for expatriates in Asia. Our institutional heritage and expert teams on the ground in both regions means we provide advice to Australian expatriates in a way that aligns to our clients’ values and expectations.

Our story started in the global financial centre of Hong Kong which is home to one of the largest Australian overseas communities and we are now based also in Australia and Singapore. In the past 18 years we have cemented our relationships with larger institutions across both regions and we are backed by the Oreana group of companies, which is privately owned and independent.

Whether you are planning to relocate, already living overseas or thinking about returning home, we can help you plan and manage your wealth along the way.

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